Bhopal Tragedy



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A fall at home due to slipping of foot is an accident and claim is payable under an accident policy.


When an old person slips at home, resulting in subsequent death, can the insurance company reject a claim on the presumption that the fall was age-related and hence the death was due to a natural cause? In a recent judgment delivered by S M Ratnakar, along with member S S Patil, the South Mumbai district consumer forum ruled that a claim cannot be rejected on such a pretext.

Case Study:

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